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If you don’t act, the bank will automatically renew your CD for another year at the current interest rate — which could be higher or lower than before. If rates have increased to 4.5%, you ...
When your CD matures, you typically have a grace period to decide whether to withdraw your funds, renew the CD for another term or transfer the money to another investment product.
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A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. CDs require a minimum deposit and may offer higher ...
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