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Recessed lighting styles have evolved with more manufacturers creating quality trims for a variety of applications. Recessed lighting trim usually comes in the standard baffle in black or white, which is the most popular. [citation needed] They are made to absorb extra light and create a crisp architectural appearance.
The light from white LED lamps and LED strip lights is usually provided by industry standard surface-mounted device LEDs (SMD LEDs). [2] Non-SMD types of LED lighting also exist, such as COB (chip on board) and MCOB (multi-COB). Surface-mounted device LED modules are described by the dimensions of the LED package. A single multicolor module may ...
A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. [1] The loan may be offered at the lender's standard variable rate/base rate. There may be a direct ...
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