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Static KBA, also referred to as "shared secrets" or "shared secret questions," is commonly used by banks, financial services companies and e-mail providers to prove the identity of the customer before allowing account access or, as a fall-back, if the user forgets their password. At the point of initial contact with a customer, a business using ...
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Typically, they are static or slowly changing over time. Examples of reference data include: Units of measurement; Country codes; Corporate codes; Fixed conversion rates e.g., weight, temperature, and length; Calendar structure and constraints; Reference data sets are sometimes alternatively referred to as a "controlled vocabulary" [2] or ...
Created Date: 8/30/2012 4:52:52 PM
Statistical finance [1] is the application of econophysics [2] to financial markets.Instead of the normative roots of finance, it uses a positivist framework. It includes exemplars from statistical physics with an emphasis on emergent or collective properties of financial markets.
There are various industry bodies that focus on market data: FISD – Based in Washington DC, the Financial Information Services Division (FISD) of the Software and Information Industry Association operates globally and consists of three constituency groups: Consumer Firms, Vendor Firms and Exchanges.
Financial literacy is the capacity of an individual to understand available banking products, services, laws and obligations, and make informed decisions on financial assets. Health literacy Health literacy is the ability of individuals to locate, understand, manage, and make appropriate use of information to help promote and maintain good health.
Mobile banking is usually available on a 24-hour basis. Some financial institutions have restrictions on which accounts may be accessed through mobile banking, as well as a limit on the amount that can be transacted. Mobile banking is dependent on the availability of an internet or data connection to the mobile device.