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2. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

3. 4 common reasons for selling an annuity - AOL

   www.aol.com/finance/4-common-reasons-selling...

   You might also face surrender charges from the insurance company for selling payments. And if you’re under 59.5, you might owe a 10 percent IRS penalty meant to discourage early withdrawals.

4. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   A charge-off is one of the most adverse factors that can be listed on a credit report. [2] It will then be listed as such on the debtor's credit bureau reports (Equifax, for instance, lists "R9" in the "status" column to denote a charge-off.) The item will include relevant dates, and the amount of the bad debt. [3]

5. Payment card interchange fee and merchant discount antitrust ...

   en.wikipedia.org/wiki/Payment_Card_Interchange...

   Plaintiffs allege that Visa, Mastercard, and other major credit card issuers engaged in a conspiracy to fix interchange fees, also known as swipe fees, that are charged to merchants for the privilege of accepting payment cards, at artificially high levels. In their complaint, the plaintiffs also alleged that the defendants unfairly interfere ...

6. Is a Credit Card Balance Transfer Right for You? - AOL

   www.aol.com/finance/credit-card-balance-transfer...

   A balance transfer is exactly this: moving your credit card balance to a new card with a low or 0% interest rate. Yes, the amount you owe remains the same, but you will save — for a limited time ...

7. Dispute (credit card) - Wikipedia

   en.wikipedia.org/wiki/Dispute_(credit_card)

   In a credit card or debit card account, a dispute is a situation in which a customer questions the validity of a transaction that was registered to the account.. Customers dispute charges for a variety of reasons, including unauthorized charges, excessive charges, failure by the merchant to deliver merchandise, defective merchandise, dissatisfaction with the product(s) or service(s) received ...

8. Fortnite players 'tricked' into unwanted purchases are ...

   www.aol.com/fortnite-players-tricked-unwanted...

   U.S. consumers who were “tricked” into purchases they didn't want from Fortnite maker Epic Games are now starting to receive refund checks, the Federal Trade Commission said this week. Back in ...

9. Payment card number - Wikipedia

   en.wikipedia.org/wiki/Payment_card_number

   A payment card number, primary account number (PAN), or simply a card number, is the card identifier found on payment cards, such as credit cards and debit cards, as well as stored-value cards, gift cards and other similar cards. In some situations the card number is referred to as a bank card number. The card number is primarily a card ...