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A balance transfer is when you move your balance from one credit card to another offering a lower or 0% annual percentage rate (APR) for a set period of time, usually six months to up to two years ...
The best balance transfer credit card you choose could offer more than a 0 percent intro balance transfer APR. It may also offer better overall benefits — possibly including cash back, rewards ...
So, if you’re carrying debt on a Discover credit card, for example, don’t apply for another Discover credit card hoping to transfer that debt. Kullberg notes: “It’s important to really ...
Apply for a Balance Transfer Card: First, apply for a card that offers a 0% APR on balance transfers. You’ll need to meet the credit score requirements, so check your credit before applying.
The most important reason consumers pursue a balance transfer credit card is to take advantage of a low or 0 percent introductory APR offer. By transferring your debt to this new card, you start ...
The Wells Fargo Reflect Card also offers a 21-month 0 percent intro APR on qualifying balance transfers made within 120 days of account opening, but it goes a step further and offers that same ...
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