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Short-term goals. Long-term goals. Vacation. Retirement. Down payment for a car or house. Opening a business. Deposit for a new apartment. Paying for a child’s education
“Short-term buckets can consist of safer, more liquid investments, such as high-yield savings accounts or short-term bonds, while long-term buckets can be invested in more growth-oriented assets.”
Long-term goals, for example, require a bit more planning and patience, said Pina. “This could be saving for a down payment on a house, planning for retirement or setting up a college fund for ...
Goals can be long-term, intermediate, or short-term. The primary difference is the time required to achieve them. [6] Short-term goals are expect to be finished in a relatively short period of time, long-term goals in a long period of time, and intermediate in a medium period of time.
Intermediate goals (3 to 20 years) tend to be less specific and more open ended than short-term goals. Both intermediate and long-term goals are more difficult to formulate than short-term goals because there are so many unknowns about the future. Long-term goals (Over 20 years), of course, are the most fluid of all.
The book's main point was the necessity of listing short-, medium-, and long-term life goals, then categorizing them in order of their importance, with the A group being the most important, the B group next, and the C the last, then listing under each goal specific activities designed to achieve them.
Think About Your Retirement Goals. ... across all of your retirement and investment accounts and begin to position the accounts appropriately based on your short, medium, and long-term goals ...
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