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  2. Should I convert my IRA into a 529 plan? - AOL

    www.aol.com/finance/convert-ira-529-plan...

    Coverdell education savings account: A Coverdell ESA is a type of investment account where you can choose how to invest your money, offering more flexibility than a 529 account. However, the ...

  3. Education Savings: Leftover 529 Plan Money Can Roll Over Into ...

    www.aol.com/education-savings-leftover-529-plan...

    Owners of 529 college savings plans got a potentially lucrative boost from the $1.7 trillion omnibus spending bill that passed in late December, thanks to a measure that allows unused money in the...

  4. My wife and I saved up $73,000 in 529 college savings plans ...

    www.aol.com/finance/wife-saved-73-000-529...

    As of 2024, you may be allowed to roll over up to $35,000 in unused funds from your 529 plan into a Roth IRA account for the beneficiary — the idea being that these unused funds can help ...

  5. 529 plan contribution limits for 2024: What college savers ...

    www.aol.com/finance/529-plan-contribution-limits...

    Finally, starting in 2024, families can roll unused 529 plan funds to a Roth IRA in the beneficiary’s name without triggering income taxes or penalties.This new rule, signed into law as part of ...

  6. New bill allows unused 529 college funds to become a ...

    www.aol.com/finance/bill-allows-unused-529...

    Section 126 of the bill amends the Internal Revenue Code so that beneficiaries of 529 plans can roll over funds from their 529 accounts to Roth IRAs tax and penalty free, effective for ...

  7. How to pick the best 529 plan - AOL

    www.aol.com/finance/pick-best-529-plan-173608708...

    In addition, new changes as part of 2022’s SECURE Act 2.0 allow money in a 529 plan to be rolled over to a Roth IRA in the name of the 529’s beneficiary as long as the account has been open at ...

  8. Why Unused 529 Plan Funds Might No Longer Be a Concern With ...

    www.aol.com/why-unused-529-plan-funds-070000800.html

    The 529 plan must be open for at least 15 years before attempting the 529-to-Roth rollover. And funds deposited in the last five years and their associated interest are not eligible for this transfer.

  9. What Is a 529 Plan? Everything You Need to Know - AOL

    www.aol.com/529-college-savings-plans-worth...

    Check with the agency overseeing 529 plans in your state or reach out to a broker to open the account. If you open a 529 education savings ... into the account as often as you like within the ...

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