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2. No-credit-check loans: What are they and how do they work? - AOL

   www.aol.com/finance/no-credit-check-loans...

   No-credit-check loans cater to those with low credit scores or a thin credit history. ... With payday loans, the lender may only charge a flat fee per $100 borrowed. This can result in a high ...

3. What happens when you can’t repay a payday loan? - AOL

   www.aol.com/finance/happens-t-repay-payday-loan...

   Payday lenders report missed payments to the credit bureaus, which could cause a drop in your credit score. If a lender wins a lawsuit against you, it could garnish your wages to satisfy the debt.

4. Emergency and payday loan alternatives - AOL

   www.aol.com/finance/emergency-payday-loan...

   These unsecured loans aim to provide credit union members a lower-cost alternative to predatory payday and emergency loans. There are two types of PAL loans: PAL I and PAL II. Both have the same ...

5. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." [1][2][3] The loans are also sometimes referred to as " cash advances," though that term can also refer ...

6. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   A credit history is a record of a borrower's responsible repayment of debts. [1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report ...

7. Payday loan - Wikipedia

   en.wikipedia.org/wiki/Payday_loan

   This is an accepted version of this page This is the latest accepted revision, reviewed on 21 May 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest rates ...