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Colored lines, flags, or both are used to mark the location and denote the type of underground utility. A special type of spray paint dispenser, which works when the can is upside-down, is used to mark lines, often in a fluorescent color. On flags, a logo often identifies the company or municipal utility which the lines belong to.
Locate the service line: Find where the service line enters your home, often near the basement or crawl space. Conduct a scratch test : Use a flat-head screwdriver or coin to scratch the pipe.
Service line coverage: Service line coverage is an endorsement that covers utility pipes, like water and sewer lines, if they cause damage to your home. This endorsement may be beneficial, as ...
Homes usually have a setback from the property boundary, so that they cannot be placed close together. Setbacks may also allow for public utilities to access the buildings, and for access to utility meters. In some municipalities, setbacks are based on street right-of-ways, and not the front property line.
A high water mark is a point that represents the maximum rise of a body of water over land. Such a mark is often the result of a flood , but high water marks may reflect an all-time high, an annual high (highest level to which water rose that year) or the high point for some other division of time.
To find out if you could benefit from a DIC policy for your home or commercial property, talk to your insurance agent or broker and see what they have to say about your coverage.
A site plan is a top view, bird’s eye view of a property that is drawn to scale. A site plan can show: property lines; outline of existing and proposed buildings and structures; distance between buildings; distance between buildings and property lines (setbacks) parking lots, indicating parking spaces; driveways; surrounding streets ...
Find photos of your home prior to the damage for the purpose of comparison. Gather receipts for all damaged property, if possible (remember to check for online bank statements and email receipts).