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  2. How do credit card refunds work? - AOL

    www.aol.com/finance/credit-card-refunds...

    Refund. Chargeback. Refunds are initiated by a merchant after you return an item that was legitimately purchased. Chargebacks are initiated by your credit card company after you file a billing ...

  3. Deposit-refund system - Wikipedia

    en.wikipedia.org/wiki/Deposit-refund_system

    A deposit-refund system (DRS), also known as deposit-return system, advance deposit fee or deposit-return scheme, is a surcharge on a product when purchased and a rebate when it is returned. A well-known example is when container deposit legislation mandates that a refund is given when reusable packaging is returned.

  4. Time deposit - Wikipedia

    en.wikipedia.org/wiki/Time_deposit

    Time deposits normally earn interest, which is normally fixed for the duration of the term and payable upon maturity, though some may be paid periodically during the term, especially with longer-term deposits. Generally, the longer the term and the larger the deposit amount the higher the interest rate that will be offered.

  5. Best CD rates for February 20, 2025 - AOL

    www.aol.com/finance/best-cd-rates-today-need...

    Here's how FDIC national deposit rates on a $10,000 minimum deposit compare between January and February 2025 on traditional low-interest deposit accounts. Savings and deposit account National ...

  6. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. CDs require a minimum deposit and may offer higher ...

  7. Does It Ever Make Sense to Direct Deposit Into a ... - AOL

    www.aol.com/news/does-ever-sense-direct-deposit...

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  8. What Time Does Direct Deposit Hit? - AOL

    www.aol.com/finance/time-does-direct-deposit-hit...

    A direct deposit was an added perk offered by banks back in the day, but it has become a default option for most users. When paper checks were the norm, people often wanted to know what day a ...

  9. Return merchandise authorization - Wikipedia

    en.wikipedia.org/wiki/Return_merchandise...

    A return is costly for the vendor and inconvenient for the customer; any return that can be prevented benefits both parties. Returned merchandise requires management by the manufacturer after the return. The product has a second life cycle after the return. An important aspect of RMA management is learning from RMA trends to prevent further ...