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The department operates under the California Business, Consumer Services and Housing Agency. The DFPI protects California consumers and oversees the operations of state-licensed financial institutions, including banks, credit unions, debt collectors, nonbank mortgage lenders, student loan servicers, money transmitters, and others. Additionally ...
In 1989, Whittier Trust Company was created as a California state-chartered trust company, and began to offer investment, wealth management, fiduciary, family office, and philanthropic services to other families.
Proposition 162, also known as the "California Pension Protection Act of 1992," gave the PERS board "the sole and exclusive fiduciary responsibility over the assets of" PERS. [ 17 ] [ 21 ] To avoid confusion with public employees' retirement systems in other states, the organization's name was changed to "CalPERS" in 1992. [ 16 ]
Simply put, a fiduciary is a person who is legally required to act in your best interest with your money. Given the compensation structure of most in the financial advisory field, this simple but ...
The California Real Estate Act has two core components: licensing and enforcement. [1] [2] Both licensing and enforcement functions are required by the Appraisal Subcommittee (ASC), the federal government organization which oversees all state real estate appraiser licensing agencies.
The California Insurance Code (CIC) requires that the CDI provides licensing examinations for brokers and agents, and that the department must investigate suspected violations of the CIC by businesses and individuals who possess CDI licenses. The CDI also oversees the licensing of bail bond agents. The CDI also oversees the licensing of service ...
Health Facilities Financing Authority, California; Health Information Integrity, California Office of (CALOHI) Health Planning and Development, Office of Statewide (OSHPD) Health and Safety and Workers' Compensation, Commission on; Healthy Food Financing Initiative Council, California; High-Speed Rail Authority (CAHSRA) Highway Patrol ...
The California Board of Accountancy (CBA), created by statute in 1901, is a semi-autonomous State of California agency under the California Department of Consumer Affairs whose purpose is to protect consumers by ensuring only qualified licensees practice public accountancy in accordance with established professional standards in California.