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  2. Discretionary vs. Non-Discretionary Accounts: Which Is Best ...

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    A discretionary investment account is one in which your broker can make trades independently, or at their own discretion, without seeking your approval first. A non-discretionary investment ...

  3. What’s a Defined Benefit Plan? Pros, Cons and How It ... - AOL

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    Pension plan: The most common type of defined benefit plan is a pension. It provides guaranteed income based on years of service and final average salary. It provides guaranteed income based on ...

  4. Interest in possession trust - Wikipedia

    en.wikipedia.org/wiki/Interest_in_possession_trust

    Such a life interest trust is the most common example of an interest in possession trust. In the United Kingdom, the 10-yearly inheritance tax charge may be payable on assets transferred into this type of trust on or after 22 March 2006. [2] In the example of a life interest trust, the interest in possession ends when the income beneficiary dies.

  5. Don't Sleep on This Difference: Family Trust vs. Living Trust

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    In this article, we're going to focus on the key differences, as well as pros and cons, between a family trust and a living trust. One of the smartest moves you can make in estate planning is to ...

  6. Life interest - Wikipedia

    en.wikipedia.org/wiki/Life_interest

    A life interest ends when the life tenant dies. An interest in possession trust is the most common example of a life interest trust. In a typical interest in possession trust, the life tenant receives all the income from the trust for the rest of his or her life. On the life tenant's death, the trust comes to an end, and the capital of the ...

  7. Collective trust fund - Wikipedia

    en.wikipedia.org/wiki/Collective_trust_fund

    Collective trusts are commonly used for defined benefit plans and, when daily valuation is possible, for defined contribution plans.Collective trusts generally are excluded from the definition of an “investment company” under Section 3(c)(11) of the Investment Company Act of 1940, and interests in these funds are generally exempt from registration under Section 3(a)(2) of the Securities ...

  8. 3-fund portfolio: What it is and how it works

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    Pros and cons of a 3-fund portfolio Pros. Simplicity: One of the main attractions of the three-fund portfolio is its simplicity. You’re essentially owning the entire stock market and bond market ...

  9. Defined benefit pension plan - Wikipedia

    en.wikipedia.org/wiki/Defined_benefit_pension_plan

    Defined benefit (DB) pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum, or combination thereof on retirement that depends on an employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns.