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During this period, the weekly federal loan amount was increased to a maximum of $165. On July 31, 2000, the risk-shared arrangement between the Government of Canada and participating financial institutions came to an end. The Government of Canada now directly finances all new loans issued on or after August 1, 2000.
These changes would, starting in the 2019–20 school year, reduce the family income threshold for grants from $175,000 to $140,000, require that the loan-to-grant ratio for funding given to students be at least 50 percent loan, and remove the six-month interest-free grace period for the Ontario portion of loans following graduation. [4] [5] [6]
The following is a list of private universities that are authorized to issue degrees by a provincial authority. The following list does not include satellite campuses (Northeastern University - Toronto) and (Niagara University) and branches in Canada for universities based in the United States. All of them are English language institutions.
This is a list of colleges in Canada. Colleges are distinct from universities in Canada as they are typically not degree-granting institutions, though some may be enabled by provincial legislation to grant degrees using joint programs with universities or by permission of the provincial Minister of Education. [1]
Ontario has over 500 career colleges (formerly known as private career colleges) that confer certificate and diplomas. [14] [15] These colleges are regulated by the Ontario Career Colleges Act, 2005. These are privately operated institutions which must be registered and approved by the provincial Superintendent of Career Colleges. [16]
Private universities in Canada are independent postsecondary institutions that have been granted the authority to confer academic degrees from a provincial authority. The oldest private universities in Canada operated as seminaries or as religiously-affiliated institutions, although several secular for-profit and not-for-profit private universities were established in Canada during the late ...
Student loans cannot be discharged in a bankruptcy proceeding unless the debtor can demonstrate "undue hardship." [44] After the passage of the bankruptcy reform bill of 2005, even private student loans are not discharged during bankruptcy. This provided a credit risk free loan for the lender, averaging 7 percent a year. [45]
Colleges in British Columbia may refer to several types of educational institutions. College in Canada most commonly refers to a career-oriented post-secondary institutions that provides vocational training or education in applied arts, applied technology and applied science. There are 14 public funded colleges and institutes in British Columbia.
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