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  2. Transferring a mortgage: How it works - AOL

    www.aol.com/finance/transferring-mortgage-works...

    Refinancing and adding a borrower: Refinancing your mortgage and adding a second borrower lets you adjust the loan’s terms and rate. It may be easier to add another borrower by refinancing.

  3. When should you refinance your mortgage? - AOL

    www.aol.com/finance/refinance-mortgage-152541677...

    Now say about 15 years into the loan, you’ve paid $86,551 toward the principal and $257,499 in interest and you want to refinance the remaining $233,449 of your principal balance with a new 15 ...

  4. Mortgage refinance: What is it and how does it work? - AOL

    www.aol.com/finance/mortgage-refinance-does...

    To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point.

  5. How to get the best refinance rate on your mortgage - AOL

    www.aol.com/finance/best-refinance-rate-mortgage...

    The closing costs you’ll pay vary by lender, loan amount and location, but it’s generally 2 to 5 percent of the new loan amount. So, if you want to refinance a $400,000 home loan, you’ll ...

  6. Loan modification vs. refinance: Which option is best for you?

    www.aol.com/finance/loan-modification-vs...

    That’s because FHA loans include steep mortgage insurance premiums that don’t go away over the life of the loan. The mortgage insurance premium on an FHA loan is between 0.45–1.05 percent ...

  7. This under-the-radar mortgage hack is saving some ... - AOL

    www.aol.com/finance/under-radar-mortgage-hack...

    Unlike refinancing, which involves replacing your existing mortgage with a new one (often with different terms and costs), a rate modification simply alters the interest rate of your current loan ...

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