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Central Depository Services (India) Ltd. (CDSL) is an Indian central securities depository, founded in 1999. [3] CDSL is the largest depository in India in terms of number of demat accounts opened. In February, CDSL became the first depository in India to open 60 million active demat accounts. [4]
MasterCard SecureCode uses OTAC to confirm a user's identity One time authorization code as used in Yammer's desktop client. A one-time password (OTP), also known as a one-time PIN, one-time passcode, one-time authorization code (OTAC) or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device.
The following is a general comparison of OTP applications that are used to generate one-time passwords for two-factor authentication (2FA) systems using the time-based one-time password (TOTP) or the HMAC-based one-time password (HOTP) algorithms.
HMAC-based one-time password (HOTP) is a one-time password (OTP) algorithm based on HMAC. It is a cornerstone of the Initiative for Open Authentication (OATH). HOTP was published as an informational IETF RFC 4226 in December 2005, documenting the algorithm along with a Java implementation. Since then, the algorithm has been adopted by many ...
Time-based one-time password (TOTP) is a computer algorithm that generates a one-time password (OTP) using the current time as a source of uniqueness. As an extension of the HMAC-based one-time password algorithm (HOTP), it has been adopted as Internet Engineering Task Force (IETF) standard RFC 6238 .
Standard techniques to prevent this, such as the use of a message authentication code can be used along with a one-time pad system to prevent such attacks, as can classical methods such as variable length padding and Russian copulation, but they all lack the perfect security the OTP itself has.
Mutual authentication is a desired characteristic in verification schemes that transmit sensitive data, in order to ensure data security. [1] [2] Mutual authentication can be accomplished with two types of credentials: usernames and passwords, and public key certificates. Mutual authentication is often employed in the Internet of Things (IoT ...
If a strong two-factor authentication system is used, the stolen passwords cannot be stored and later used because each one-time password is valid for only one authentication session, and will fail if tried a second time. [1] multiOTP is a PHP class library. The class can be used with any PHP application using a PHP version of 5.3.0 or higher.