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Medicare (French: assurance-maladie) is an unofficial designation used to refer to the publicly funded single-payer healthcare system of Canada. Canada's health care system consists of 13 provincial and territorial health insurance plans, which provide universal healthcare coverage to Canadian citizens, permanent residents, and depending on the province or territory, certain temporary residents.
The Canada Health Act (CHA; French: Loi canadienne sur la santé), [1] adopted in 1984, is the federal legislation in Canada for publicly-funded health insurance, commonly called "medicare", and sets out the primary objective of Canadian healthcare policy.
Since 1998, Canada's successive multibillion-dollar budget surpluses have allowed a significant injection of new funding to the healthcare system, with the stated goal of reducing waiting times for treatment. [citation needed] However, this may be hampered by the return to deficit spending as of the 2009 Canadian federal budget. [citation needed]
Medicare coverage for people under 65 with disabilities is tied to Social Security Disability Insurance (SSDI) benefits.
In Canada, the entirety of the social provisions of government are called social programs (French: programmes sociaux), as opposed to social welfare in European/British parlance. Like in the United States , welfare in Canada colloquially refers to direct payments to low-income individuals only, and not to healthcare and education spending. [ 2 ]
Most Medicare Advantage plans include prescription drug coverage, and the average monthly premium is $18.50. Premiums vary greatly depending on a person’s income, insurer, and level of coverage.
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Healthcare spending in Canada (in 1997 dollars) has increased each year between 1975 and 2009, from $39.7 billion to $137.3 billion, or per capita spending from $1,715 to $4089. [136] In 2013 the total reached $211 billion, averaging $5,988 per person. [ 137 ]