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The laws regulating driving (or "distracted driving") may be subject to primary enforcement or secondary enforcement by state, county or local authorities. [1]All state-level cell phone use laws in the United States are of the "primary enforcement" type — meaning an officer may cite a driver for using a hand-held cell phone without any other traffic offense having taken place — except in ...
Some U.S. jurisdictions give the Clerk of Court the power to change a citation such as a speeding ticket into a non-moving violation that will not affect your car insurance premiums.
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Illegal for all drivers to use handheld devices. Only hands-free devices such as speakerphones, Bluetooth, and headsets are permitted. In addition to the ban on using handheld devices, all cell phone use is prohibited while driving in a school zone, in a construction zone, and all cell phone use is prohibited for novice drivers.
Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...
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State Farm Mutual Automobile Insurance Co. v. Campbell, 538 U.S. 408 (2003), was a case in which the United States Supreme Court held that the due process clause usually limits punitive damage awards to less than ten times the size of the compensatory damages awarded and that punitive damage awards of four times the compensatory damage award is "close to the line of constitutional impropriety".
Drivers with a clean driving record in the Diamond State pay an average annual rate of $2,414 for full coverage and $910 for minimum coverage insurance. After a speeding ticket, those averages ...