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  2. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    In addition to the standard FICO score 8 or 9, an auto lender might use: FICO Auto score 2. FICO Auto score 4. FICO Auto score 5. FICO Auto score 8. FICO Auto score 9. FICO Auto score 10. Credit ...

  3. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The average FICO Score 8 in the US was 710 in 2020 [20] and 716 in April 2021. [21] The FICO bankcard score, FICO auto score, FICO personal finance score, and FICO installment loan score are between 250 and 900. The FICO Mortgage Score and FICO Score XD 2 are between 300 and 850. [22] [23] Higher scores indicate lower credit risk. [24]

  4. What is a FICO score? - AOL

    www.aol.com/finance/fico-score-122307125.html

    Like FICO, VantageScore assigns consumers a credit score between 300 and 850 based on the information in their credit reports. However, VantageScore considers different scoring factors and weights ...

  5. FICO - Wikipedia

    en.wikipedia.org/wiki/FICO

    FICO scores are based on credit reports and "base" FICO scores range from 300 to 850, [3] while industry-specific scores range from 250 to 900. [11] Lenders use the scores to gauge a potential borrower's creditworthiness. [12] Fannie Mae and Freddie Mac first began using FICO scores to help determine which American consumers qualified for ...

  6. What is an excellent credit score? - AOL

    www.aol.com/finance/excellent-credit-score...

    You have an excellent credit score if your credit score falls within the 800 to 850 range for FICO — which is most commonly used by lenders — and the 781 to 850 range for VantageScore.

  7. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    Fair Isaac is one of the major developers of credit scores used by these consumer reporting agencies. The complete way in which a consumer's FICO score is calculated is complex. One of the factors in a consumer's FICO score is credit checks on their credit history. When a lender requests a credit score, it can cause a small drop in the credit ...

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