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2. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   A portion of each payment is taken as fees for the debt settlement company, and the rest is put into the trust account. The consumer is told not to pay anything to the creditors. The debt settlement company's fees are usually specified in the enrollment contract, and may range from 10% to 75% of the total amount of debt to be settled. [13]

3. Arrears - Wikipedia

   en.wikipedia.org/wiki/Arrears

   Payment in arrear is a payment made after a service has been provided, as distinct from in advance, which are payments made at the start of a period. [2] For instance, rent is usually paid in advance, but mortgages in arrear (the interest for the period is due at the end of the period).

4. Debt collection - Wikipedia

   en.wikipedia.org/wiki/Debt_collection

   A debt collection bureau in Minnesota. Debt collection or cash collection is the process of pursuing payments of money or other agreed-upon value owed to a creditor. The debtors may be individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. [1]

5. Claim Your Money From All These Class Action Settlements ...

   www.aol.com/claim-money-class-action-settlements...

   Many of these cases have lead to class action lawsuits and proceedings by the Federal Trade Commision (FTC), resulting in a number of settlements worth millions — or even billions — of dollars ...

6. Default (finance) - Wikipedia

   en.wikipedia.org/wiki/Default_(finance)

   Default: Debtors have been passed behind the payment deadline on a debt whose payment was due. Illiquidity: Debtors have insufficient cash (or other "liquefiable" assets) to pay debts. Insolvency: A legal term meaning debtors are unable to pay their debts.

7. Dunning (process) - Wikipedia

   en.wikipedia.org/wiki/Dunning_(process)

   Communications progress from gentle reminders to threatening letters and phone calls and more or less intimidating location visits as accounts become more overdue. Laws in each country regulate the form that dunning can take. It is generally unlawful to harass or threaten consumers. It is acceptable to issue firm reminders and to take all ...