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  2. Electronic Fund Transfer Act - Wikipedia

    en.wikipedia.org/wiki/Electronic_Fund_Transfer_Act

    An Act to extend the authority for the flexible regulation of interest rates on deposits and accounts in depository institutions. Nicknames: American Arts Gold Medallion Act: Enacted by: the 95th United States Congress: Effective: November 10, 1978: Citations; Public law: 95-630: Statutes at Large: 92 Stat. 3641 aka 92 Stat. 3728: Codification ...

  3. Unfair or Deceptive Acts or Practices - Wikipedia

    en.wikipedia.org/wiki/Unfair_or_Deceptive_Acts...

    Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) is a proposal for bank regulation in the United States under Federal Reserve Regulation AA. The Board of Governors of the Federal Reserve System announced in a press release on Saturday, May 2, 2008, that the proposed rules, "prohibit unfair practices regarding credit cards and overdraft services that would, among other provisions ...

  4. Overdraft fees would be slashed under new Biden ... - AOL

    www.aol.com/news/overdraft-fees-slashed-under...

    In California, state data show that some credit unions generate more than half their net income from overdraft fees. A view of the U.S. Consumer Financial Protection Bureau in Washington, D.C., on ...

  5. Consumers could see a $5 overdraft fee in 2025 under a final ...

    www.aol.com/consumers-could-see-5-overdraft...

    The rule announced Thursday would require big banks and credit unions to slash long criticized high overdraft fees from $25 or $35 in many cases. Consumers could see a $5 overdraft fee in 2025 ...

  6. CFPB finalizes rule capping overdraft fees at $5 - AOL

    www.aol.com/finance/cfpb-finalizes-rule-capping...

    The new CFPB regulation would require large banks and credit unions to either charge just $5 for overdrafts or, alternatively, pick an amount no higher than the cost of offering overdraft protection.

  7. California Regulatory Notice Register - Wikipedia

    en.wikipedia.org/wiki/California_Regulatory...

    The California Regulatory Notice Register (Notice Register or Z Register) contains notices of proposed regulatory actions by California state agencies to adopt, amend, or repeal regulations contained in the California Code of Regulations (CCR). It is similar to the role of the Federal Register.

  8. Banks that have cut or eliminated overdraft fees - AOL

    www.aol.com/finance/banks-cut-eliminated...

    BMO Harris eliminated NSF fees and overdraft transfer fees in 2022, and it cut overdraft fees by more than a half — to $15 for each occurrence. The fee changes applied to both consumer and small ...

  9. Big banks have drastically cut overdraft fees, but customers ...

    www.aol.com/news/big-banks-drastically-cut...

    Industrywide overdraft revenue totaled $7.7 billion in 2022, 35% below the 2019 level, according to a May CFPB report that included all U.S. banks with at least $1 billion in assets.