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  2. HO-5 insurance: what it covers and who might need it - AOL

    www.aol.com/finance/ho-5-insurance-covers-might...

    HO-5 insurance provides some of the broadest protection for your home.

  3. Types of homeowners insurance - AOL

    www.aol.com/finance/types-homeowners-insurance...

    Key takeaways. The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types.

  4. HO-3 vs HO-5 insurance - AOL

    www.aol.com/finance/ho-3-vs-ho-5-202307267.html

    What is the eligibility criteria for an HO-5 policy? The requirements for HO-5 policy eligibility vary depending on the insurance provider. HO-5 policies tend to be for high-valued homes, but most ...

  5. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Homes covered by an HO-2 Broad policy accounted for 5.15%, which covers only specific named perils. The remaining 2% includes the HO-1 Basic and the HO-8 Modified policies, which are the most limited in the coverage offered. HO-8, also known as older home insurance, is likely to pay only actual cash value for damages rather than replacement. [13]

  6. Extended coverage - Wikipedia

    en.wikipedia.org/wiki/Extended_coverage

    Extended coverage is a term used in the property insurance business. All insurance policies have exclusions for specific causes of loss (also called "perils") that are not covered by the insurance company. An extended coverage endorsement (EC) was a common extension of property insurance beyond coverage for fire and lightning.

  7. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    HO-4 policies also typically include additional living expenses coverage and liability coverage. HO-5 policies: These are the most robust homeowners insurance policies available and cover open ...

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