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HO-5 insurance provides some of the broadest protection for your home. ... Mail. 24/7 Help. For premium support please call: 800-290-4726 more ways to reach us. Mail. Sign in. Subscriptions ...
The policy you ultimately decide on should be one that provides adequate coverage for an affordable premium. Since an HO-5 policy offers open perils coverage, the insurance company takes on the ...
Because of its high level of protection, an HO-5 policy is usually more expensive than a standard HO-3. Learn more: HO-5 insurance. HO–6. HO-6 insurance is specifically for condo owners. It ...
Homes covered by an HO-2 Broad policy accounted for 5.15%, which covers only specific named perils. The remaining 2% includes the HO-1 Basic and the HO-8 Modified policies, which are the most limited in the coverage offered. HO-8, also known as older home insurance, is likely to pay only actual cash value for damages rather than replacement. [13]
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HO-4 policies also typically include additional living expenses coverage and liability coverage. HO-5 policies: These are the most robust homeowners insurance policies available and cover open ...
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