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2. Can a goodwill letter get late payments removed from your ...

   www.aol.com/finance/goodwill-letters-payments...

   A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment, from your credit report. Goodwill letters are most effective when the late payment ...

3. The Hardship Letter: Four Points to Make When Seeking a ... - AOL

   www.aol.com/news/2011-03-28-the-hardship-letter...

   The Hardship Letter: Four Points to Make When Seeking a Home Loan Modification or Short Sale. Tara-Nicholle Nelson. Updated July 14, 2016 at 9:15 PM. foreclosure sign - home loan modification.

4. How a Credit Card Hardship Program Can Help During a Crisis - AOL

   www.aol.com/credit-card-hardship-program-help...

   A credit card hardship program could offer the help you need paying your bill. Issuers don’t advertise them much, but here’s how one works. This was originally published on The Penny Hoarder ...

5. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   As a concept, lenders have been practicing debt settlement for thousands of years. [1] However, the business of debt settlement became prominent in the USA during the late 1980s and early 1990s, when bank deregulation, which loosened consumer lending practices, followed by an economic recession, placed consumers in financial hardship.

6. Forbearance - Wikipedia

   en.wikipedia.org/wiki/Forbearance

   The term 'forbearance' is addressed by different names in different countries. The norms of a foreclosure agreement also vary. For example, in Australia, banks offer 'hardship variation' to borrowers struggling financially. Borrowers can ask their lenders to make changes to the terms of their loans.

7. Hardship - Wikipedia

   en.wikipedia.org/wiki/Hardship

   Hardship may refer to: Hardship clause, in contract law; Hardship post, in a foreign service; Extreme hardship, in immigration law; Undue hardship, in employment law ...

8. Flex Modification Program (FMP): Everything you need to know

   www.aol.com/finance/flex-modification-program...

   Step 3: You’ll also need to provide proof of income and evidence of your financial hardship. Step 4: Submit the package to your lender once you’ve completed it, and your lender will consider ...

9. Hardship clause - Wikipedia

   en.wikipedia.org/wiki/Hardship_clause

   The hardship clause is sometimes used in relation to force majeure, particularly because they share similar features and they both cater to situations of changed circumstances. The difference between the two concepts is that hardship is the performance of the disadvantaged party becoming much more burdensome but still possible.