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Interchange fees have a complex pricing structure, which is based on the card brand, regions or jurisdictions, the type of credit or debit card, the type and size of the accepting merchant, and the type of transaction (e.g. online, in-store, phone order, whether the card is present for the transaction, etc.).
A qualified rate is the percentage rate a merchant will be charged whenever they accept a regular consumer credit card and process it in a manner defined as "standard" by their merchant account provider using an approved credit card processing solution. This is usually the lowest rate a merchant will incur when accepting a credit card.
Credits, processing fee amount 83: n 12: Credits, transaction fee amount 84: n 12: Debits, processing fee amount 85: n 12: Debits, transaction fee amount 86: n 16: Total amount of credits 87: n 16: Credits, reversal amount 88: n 16: Total amount of debits 89: n 16: Debits, reversal amount 90: n 42: Original data elements 91: an 1: File update ...
Each time a customer pays for a purchase with a credit or debit card, the seller must pay a credit card processing fee. Credit card processors, also known as merchant account providers, help ...
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The Durbin amendment, implemented by Regulation II, [1] is a provision of United States federal law, 15 U.S.C. § 1693o-2, that requires the Federal Reserve to limit fees charged to retailers for debit card processing.
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