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  2. Personal loans vs. credit cards: Which is better for you? - AOL

    www.aol.com/finance/personal-loans-vs-credit...

    Personal loans. Credit cards. Average interest rates. 11.91%. 20.75%. Repayment terms. Make fixed monthly payments during a set period, typically between 12 and 84 months

  3. Preparing For Big Purchases: Credit Card Vs. Personal Loan - AOL

    www.aol.com/news/preparing-big-purchases-credit...

    Here are the pros and cons of a personal loan versus a credit card when making a large purchase. When Is A Credit Card Better Than A Personal Loan? Preparing For Big Purchases: Credit Card Vs.

  4. 4 types of debt you can consolidate

    www.aol.com/finance/3-types-debt-consolidate...

    For example, if your APR is 16% on your credit card and you consolidate $10,000 in debt with a new, 24-month personal loan with a 7.5 percent rate, you could save: Nearly $1,100 in interest fees ...

  5. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Credit card cash advances: Some credit card issuers allow you to take a cash advance from your available credit at an ATM or bank. This perk comes at a hefty cost. This perk comes at a hefty cost.

  6. 5 best debt consolidation options

    www.aol.com/finance/5-best-debt-consolidation...

    The average credit card currently has an interest rate of nearly 21 percent, compared to 11.93 percent, which is the average rate for personal loans. That said, if you have excellent credit, you ...

  7. How does debt consolidation work? Answers from someone who’s ...

    www.aol.com/finance/debt-consolidation-loans...

    Debt consolidation vs. personal loan. Debt consolidation is a form of debt refinancing in which the borrower takes out a loan, credit card or line of credit and uses it to pay off other debts ...

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  9. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data, the average personal loan currently has an interest rate of around 12 percent. That ...

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