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  2. What happens when your home insurance lapses - AOL

    www.aol.com/finance/happens-home-insurance...

    A lapse in home insurance coverage can happen to even the most responsible policyholders. ... You misrepresented yourself on your application: For instance, if you omitted that you own a ...

  3. Medical underwriting - Wikipedia

    en.wikipedia.org/wiki/Medical_underwriting

    Medical underwriting is a health insurance term referring to the use of medical or health information in the evaluation of an applicant for coverage, typically for life or health insurance. As part of the underwriting process, an individual's health information may be used in making two decisions: whether to offer or deny coverage and what ...

  4. What not to do after losing a spouse or partner: A financial ...

    www.aol.com/finance/financial-checklist-after...

    2. Don’t miss payments or let insurance lapse. After losing a spouse, it might be difficult to remember everyday or routine tasks. That can make you vulnerable to missing housing payments or ...

  5. Health Insurance Portability and Accountability Act - Wikipedia

    en.wikipedia.org/wiki/Health_Insurance...

    Health Insurance Portability and Accountability Act of 1996; Other short titles: Kassebaum–Kennedy Act, Kennedy–Kassebaum Act: Long title: An Act To amend the Internal Revenue Code of 1986 to improve portability and continuity of health insurance coverage in the group and individual markets, to combat waste, fraud, and abuse in health insurance and health care delivery, to promote the use ...

  6. Insurable interest - Wikipedia

    en.wikipedia.org/wiki/Insurable_interest

    In insurance practice, an insurable interest exists when an insured person derives a financial or other kind of benefit from the continuous existence, without repairment or damage, of the insured object (or in the case of a person, their continued survival). An "interested person" has an insurable interest in something when loss of or damage to ...

  7. 50 Real-Life Insurance Horror Stories That Might Leave You ...

    www.aol.com/americans-share-55-insurance-horror...

    Image credits: Burnernewusername #5. My father was a doctor with a pre-existing condition before Obamacare, which meant the only health insurance he could get was through his state's pool of last ...

  8. Pre-existing Condition Insurance Plan - Wikipedia

    en.wikipedia.org/wiki/Pre-existing_Condition...

    The Pre-existing Condition Insurance Plan (PCIP) was a form of health insurance coverage offered to uninsured Americans who were unable to obtain coverage because of a pre-existing condition. These provided coverage to as many as 350,000 people to fill the gap until the Affordable Care Act went into effect in 2014.

  9. When and how to cancel your car insurance policy

    www.aol.com/finance/cancel-car-insurance-policy...

    If you cancel your insurance policy instead of suspending it, your insurance company will likely view this break as a lapse in coverage and your insurance premium may increase when you purchase a ...

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