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2. State of New York Mortgage Agency - Wikipedia

   en.wikipedia.org/wiki/State_of_New_York_Mortgage...

   SONYMA offers its programs through a network of participating lenders throughout New York state who contract with the agency to offer SONYMA's programs to their customers. The mortgage loans are purchased from the lenders by SONYMA, which funds the purchases by issuing tax-exempt bonds. In 2017, it had operating expenses of $62.57 million, an ...

3. New York State Homes and Community Renewal - Wikipedia

   en.wikipedia.org/wiki/New_York_State_Homes_and...

   HFA and SONYMA are self-funded and do not rely on taxpayer funds. Both agencies issue tax-exempt bonds to provide for their financing. AHC funds are appropriated as part of the State’s annual budget. Funds for SONYMA’s Mortgage Insurance Fund are generated from a portion of the state’s mortgage recording tax surcharge.

4. New York State Housing Finance Agency - Wikipedia

   en.wikipedia.org/wiki/New_York_State_Housing...

   The Homeless Housing and Assistance Corporation (HHAC) is a subsidiary of the HFA that administers the Homeless Housing Assistance Program that was formerly administered by the New York State Department of Social Services. Funding received by the Corporation is used for the purpose of expanding the availability of housing for homeless persons ...

5. Down payment assistance: How it works and how to get it - AOL

   www.aol.com/finance/mortgage-down-payment...

   Types of down payment assistance loans and programs Grants A homebuyer grant is a type of down payment assistance that provides a one-time cash sum, often in the form of a no-interest second mortgage.

6. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   Federal first-time homebuyer programs: Loans and programs backed or offered by the federal government. State, non-profit and employer-sponsored programs: Homebuying assistance at the local level.

7. What to do when your mortgage application gets denied - AOL

   www.aol.com/finance/mortgage-application-gets...

   “Your mortgage application is denied.” Harsh news. But take heart: That doesn’t always mean you can’t get a mortgage. If your lender rejects your request for a loan, you can take steps to ...

8. First-Time Homebuyer’s Guide to Mortgage Loans, Programs and ...

   www.aol.com/finance/first-time-homebuyer-guide...

   This government-backed loan program is a popular choice for first-time borrowers because you don’t need a big down payment or high credit score to qualify. Plus, you can receive up to 6% in ...

9. Loan modification in the United States - Wikipedia

   en.wikipedia.org/wiki/Loan_modification_in_the...

   The program will provide one-time bonus incentive payments of $1,500 to lender/investors and $500 to servicers for modifications made while a borrower is still current on mortgage payments. The program will include incentives for extinguishing second liens on loans modified under this program.