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  2. How Much Does Life Insurance for Smokers & Tobacco ... - AOL

    www.aol.com/much-does-life-insurance-smokers...

    Below is a sample comparison of monthly premiums for a 20-year term policy for a female with a $400,000 death benefit using one of Best Money's top insurance providers. Age: 30 Non-Smoker Premium ...

  3. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    A motor vehicle owner typically pays insurers a monthly or yearly fee, often called an insurance premium. The insurance premium a motor vehicle owner pays is usually determined by a variety of factors including the type of covered vehicle, marital status, credit score, whether the driver rents or owns a home, the age and gender of any covered ...

  4. Premium financing - Wikipedia

    en.wikipedia.org/wiki/Premium_Financing

    Premium financing is the lending of funds to a person or company to cover the cost of an insurance premium.Premium finance loans are often provided by a third party finance entity known as a premium financing company; however insurance companies and insurance brokerages occasionally provide premium financing services through premium finance platforms.

  5. 9 smart ways for seniors and mature drivers to save on car ...

    www.aol.com/finance/ways-seniors-save-car...

    6. Don’t file unnecessary claims. This is a big one, because nothing will jack up your premium faster than filing a damage claim. Of course, it's sometimes necessary to file a claim — after ...

  6. How to get a defensive driving discount on your auto insurance

    www.aol.com/finance/how-to-get-defensive-driving...

    Opting for a higher deductible can significantly lower your monthly premium. Just make sure you can comfortably cover the higher out-of-pocket cost if you need to file a claim.

  7. Discover the latest breaking news in the U.S. and around the world — politics, weather, entertainment, lifestyle, finance, sports and much more.

  8. Health insurance marketplace - Wikipedia

    en.wikipedia.org/wiki/Health_insurance_marketplace

    The subsidies for insurance premiums are given to individuals who buy a plan from an exchange and have a household income between 133% and 400% of the poverty line. [38] [44] [45] [46] Section 1401(36B) of PPACA explains that each subsidy will be provided as an advanceable, refundable tax credit [47] and gives a formula for its calculation: [48]

  9. Insurance policy - Wikipedia

    en.wikipedia.org/wiki/Insurance_policy

    In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.

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