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Simple (formerly BankSimple) was an American neobank based in Portland, Oregon.It was recognized as the first neobank and operated between 2009 and 2021. [6]The company provided FDIC-insured checking accounts to US citizens, but not to Permanent Residents, through a partnership with The Bancorp Bank before transitioning over to BBVA USA in 2016. [2]
The following year, 2009, the company moved its headquarters to a 105,000-square-foot (9,800 m 2) building in Troy, MI. [4] In 2010, the company acquired public-sector-payment company Point & Pay, as well as merchant services technology provider CDI Tech. [1] In January 2011, North announced the launch of Payanywhere, a mobile payment ...
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In 2019 the company launched its Asia Pacific office in Singapore. Nordic financial group SEB launched UNQUO, a bank designed for entrepreneurs, on Thought Machine’s Vault Core. [8] In August 2020, Thought Machine joined Banking Industry Architecture Network (BIAN), a non-profit network that provides a common framework for banking. [9]
It provides mobile banking services through its partner bank, Choice Financial Group. Current was founded by Stuart Sopp at June 2015. [2] In 2020, the Wall Street Journal reported a valuation of $750 million, and reported that Current "is the latest beneficiary of this trend [toward mobile consumer banking]". [3] Current has no physical branches.