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Calculate a mortgage payment with our payment calculator, plan a budget with our mortgage affordability calculator, or see refi advantages with our refinance calculator.
Use PenFed's free mortgage calculator and determine your monthly payment, including principal and interest. Calculate conventional, VA, and jumbo home loans.
PenFed Credit Union offers expert advice on Home Mortgage Rates. Get pre-approved for your dream home with our affordable VA Loans and 30 Year Fixed Loans.
Please select the type of mortgage that best meets your needs or enter your own rate.
A mortgage calculator can help you in the beginning stages of homebuying with calculating your potential costs. It can even show you how different down payment amounts will affect your monthly mortgage payments, since the more money you’re able to put down, the more you will save long term.
The annual interest rate on the loan. Interest on the loan is calculated each payment period using the outstanding balance. Per period, the rate is determined by dividing the annual interest rate by the number of payments made each year.
Payment. Amortization. Comparison. Gross Annual Household Income. Down Payment. Amortization Period. Mortgage Term. Interest Rate. % EXPENSES: Monthly Debt Payments. Annual Property Taxes. Monthly Condominium Fees. Monthly Heating Costs. Based on these values, you can afford: Monthly payment: $1,266.67. Mortgage amount: $217,788.14.
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PenFed Credit Union offers a selection of low-down-payment mortgages, including VA loans, and membership is open to anyone.
By using an online calculator, getting pre-approved for a mortgage, and considering your total homeownership costs, you can determine how much mortgage you can afford and make informed decisions about buying a home.