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Insurance premiums need to cover both the expected cost of losses, plus the cost of issuing and administering the policy, adjusting losses, and supplying the capital needed to reasonably assure that the insurer will be able to pay claims. For small losses, these latter costs may be several times the size of the expected cost of losses.
Consumer Reports (CR), formerly Consumers Union (CU), is an American nonprofit consumer organization dedicated to independent product testing, investigative journalism, consumer-oriented research, public education, and consumer advocacy.
Aero Contractors Company of Nigeria Limited, known as Aero Contractors or simply Aero, is a state-controlled Nigerian airline company based at Murtala Muhammed International Airport in Ikeja, Lagos State, Nigeria.
By 2023, the US government reported that these jets were Iraq's most capable airborne platforms with a 66 percent mission-capable rate. Their maintenance was being supported by private contractors. At the same time, Iraq's Russian-made systems were suffering from sanctions imposed in the wake of Russia's invasion of Ukraine. [231] F-16N
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The same online system also accepts tips and complaints from investors to help the SEC track down violators of the securities laws, as well as offering publications on investment-related topics for public education. The SEC maintains a strict policy of refraining from commenting on the existence or status of any ongoing investigation.
Child pornography is often produced through online solicitation, coercion and covert photographing. In some cases, sexual abuse (such as forcible rape) is involved during production. Pornographic pictures of minors are also often produced by children and teenagers themselves without the involvement of an adult.
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