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  2. What is considered a bad credit score? - AOL

    www.aol.com/finance/considered-bad-credit-score...

    A bad credit score is a FICO score below 580, meaning it falls in the poor credit range. ... scores range from 300 to 850. This number is designed to signal to potential lenders how risky a ...

  3. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

  4. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [ 15][ 16][ 17] According to FICO, the median FICO credit score in 2006 was 723 [ 18] and 721 in 2015. [ 19]

  5. What is a FICO score? - AOL

    www.aol.com/finance/fico-score-122307125.html

    According to the most recent data from FICO, the national average FICO score is 717. Since scores between 670 and 739 are considered good, that means the average consumer has good credit. If your ...

  6. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    A FICO score is a credit score model from the Fair Isaac Corporation that lenders have used since 1989 to assess the credit risk of individual consumers. FICO scores are three-digit numbers, which ...

  7. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    Credit history. A credit history is a record of a borrower's responsible repayment of debts. [ 1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [ 2] A borrower's credit score is the result of a mathematical algorithm applied to ...

  8. How a bad credit score can affect you - AOL

    www.aol.com/finance/bad-credit-score-affect...

    A FICO score of less than 669 would be considered a fair score and one below 579 is rated a poor score. If you want to get a mortgage loan to buy a house, for example, you should aim for at least ...

  9. Credit rating - Wikipedia

    en.wikipedia.org/wiki/Credit_rating

    Credit rating. A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability to pay back the debt, and an implicit forecast of the likelihood of the debtor defaulting. [ 1] The credit rating represents an evaluation from a credit rating agency of the ...

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