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The maximum Social Security benefit can give you over $60,000 per year in retirement income. ... With the 2025 Social Security COLA now in effect, the maximum possible benefit for retirees has ...
You've decided that 2025 is the year you're finally going to claim Social Security. The government bases your Social Security benefits on your income during your working years and your age at sign-up.
The $ 22,924 Social Security bonus most retirees completely overlook If you're like most Americans, you're a few years (or more) behind on your retirement savings. But a handful of little-known ...
Read on to see the maximum Social Security benefit at ages 62, 66, and 70 in 2025. I'll also discuss what it takes to earn the maximum payout. Two Social Security cards lying atop a $100 bill.
But Social Security benefits are designed to replace about 40% of a person's working income. Gen X, meanwhile, is also shaping up to hit retirement without enough saved for their golden years.
In 2025, the average Social Security recipient will get $1,976 a month. So, if you're in line for $4,018, you're clearly in an even stronger financial position.
Data source: Social Security Administration. If you haven't reached full retirement age, you can sign up for a reduced Social Security benefit as long as you're at least 62 years old.
The general Social Security earnings-test limit in 2025 is $23,400 (up from $22,320 in 2024). You'll have $1 in Social Security withheld for every $2 you earn above that limit.