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2. What does homeowners insurance cover? - AOL

   www.aol.com/finance/does-homeowners-insurance...

   What does home insurance cover? A standard home insurance policy, or HO-3 policy, typically offers six coverage types: Your home’s structure (dwelling coverage) Other structures. Your personal ...

3. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   Homeowner's policy is a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. This means that it covers damage to one's property and liability for any injuries and property damage caused by the owner or members of ...

4. Knob-and-tube wiring - Wikipedia

   en.wikipedia.org/wiki/Knob-and-tube_wiring

   As existing K&T wiring gets older, insurance companies may deny coverage due to a perception of increased risk. [9] Several companies will not write new homeowners policies at all unless all K&T wiring is replaced, or an electrician certifies that the wiring is in good condition. Also, many institutional lenders are unwilling to finance a home ...

5. Holiday disasters: What does home insurance cover?

   www.aol.com/holiday-disasters-does-home...

   Homeowners insurance includes coverage for your home and personal property if they're damaged by a covered event—like if your cinnamon-scented candle causes a house fire.

6. Does homeowners insurance cover AC? - AOL

   www.aol.com/finance/does-homeowners-insurance...

   When does homeowners insurance not cover AC? Most modern air conditioners are built to last upwards of 15-20 years, but as with all regularly-used home items, they will eventually break down due ...

7. What is homeowners insurance and how does it work? - AOL

   www.aol.com/finance/homeowners-insurance-does...

   If you are buying a house, most times, your homeowners insurance policy has to be in effect by the date of your closing. Often, your first year’s premium will be included in your closing costs ...