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  2. The Best Instant Approval Credit Cards of 2025 - AOL

    www.aol.com/finance/5-best-instant-approval...

    Credit Score: Many instant approval cards require a good credit score (typically 670+). Some options, like the Discover it® Secured Card, are more lenient, catering to those with lower or ...

  3. Cash-out refinance explained: How it works — and when ... - AOL

    www.aol.com/finance/what-is-cash-out-refinance...

    Consolidate high-interest debt like credit cards or personal loans into your ... here's how a cash-out refinance for $250,000 could work. Approval for new ... Be wary of "no closing cost" offers ...

  4. 6 Credit Cards That You Can Use Instantly After Approval - AOL

    www.aol.com/finance/6-credit-cards-instantly...

    The Chase Sapphire Preferred credit card is a worthwhile option for anyone looking for a travel rewards opportunity. You can use the card instantly after approval through online payments and in ...

  5. No-closing-cost refinance: What it is and how it works - AOL

    www.aol.com/finance/no-closing-cost-refinance...

    A no-closing-cost refinance does involve costs — just not upfront. Instead, you’ll have a higher loan balance on a no-closing-cost refinance or a higher interest rate. Here’s how it works.

  6. Pros and cons of a cash-out refinance - AOL

    www.aol.com/finance/pros-cons-cash-refinance...

    The requirements for a cash-out refinance vary by lender, but most lenders will want to see a minimum credit score of 620 and a debt-to-income (DTI) ratio of no more than 43 percent. Some lenders ...

  7. How to get a low-cost mortgage refinance - AOL

    www.aol.com/finance/low-cost-mortgage-refinance...

    2. Consider a no-closing-cost refinance. One way to get a low-cost refinance is to avoid closing costs altogether. With a no-closing-cost refinance, you don’t incur any upfront fees. That can ...

  8. How to get the best refinance rate on your mortgage - AOL

    www.aol.com/finance/best-refinance-rate-mortgage...

    To illustrate, the lender could offer to refinance your $400,000 home loan with a 30-year term at 6 percent APR, charging you $13,000 in closing costs. Or you could get a no-closing-cost refinance ...

  9. No-closing-cost mortgage: How it works and how to decide if ...

    www.aol.com/finance/no-closing-cost-mortgage...

    You get two quotes for 30-year loans, a traditional mortgage at 7 percent interest and a no-closing-cost loan at 7.5 percent. Let’s say closing costs on the traditional mortgage come to 3 ...

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