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2. Pros and cons of debt consolidation

   www.aol.com/finance/pros-cons-debt-consolidation...

   American consumer debt — including mortgages, car loans, credit cards and student loans — reached $16.90 trillion in the fourth quarter of 2022, according to the New York Federal Reserve. This ...

3. Does Debt Consolidation Hurt Your Credit?

   www.aol.com/finance/does-debt-consolidation-hurt...

   Learn how debt consolidation can impact your credit. See the long-term effects on your credit score and how debt management can improve your credit.

4. What can I use a debt consolidation loan for?

   www.aol.com/finance/debt-consolidation-loan...

   Many personal loans, including debt consolidation loans, require you to have a credit score of 670 or better to qualify. The lowest rates go to those with the highest credit scores. You have ...

5. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

6. Alternatives to debt relief - AOL

   www.aol.com/finance/alternatives-debt-relief...

   There are many ways to consolidate debt, including taking out a new loan, line of credit or balance transfer credit card to pay off multiple debts. Consolidation can make your debt more manageable ...

7. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Consolidation is a common route for most borrowers, as there are numerous benefits and minimal risks, regardless of whether you choose to take out a new loan or opt for a 0 percent APR credit card ...