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Credit cards have a magnetic stripe conforming to the ISO/IEC 7813. Most modern credit cards use smart card technology: they have a computer chip embedded in them as a security feature. In addition, complex smart cards, including peripherals such as a keypad, a display or a fingerprint sensor are increasingly used for credit cards.
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In 1996, four million merchants sued Mastercard in federal court for making them accept debit cards if they wanted to accept credit cards and dramatically increasing credit card swipe fees. This case was settled with a multibillion-dollar payment in 2003. This was the largest antitrust award in history. [35]
The outfit was made of 254 expired American Express gold cards, [6] [1] and was split to the waist. [5] The under garment was made entirely of the cards, except for the slim gold straps at the top, although the gold shawl which went over the under garment only had cards lining the edges. Gardiner completed the outfit with gold platform shoes. [7]
Historically, in 1993 several international payment companies agreed to develop smart-card specifications for debit and credit cards. The original brands were MasterCard, Visa, and Europay. The first version of the EMV system was released in 1994. In 1998 the specifications became stable. EMVCo maintains these specifications.
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APT (now Mastercard) produces test and learn software for business analytics. [10] In February 2011, APT was awarded a patent that protects its core analytic technology for designing an in-market test and on matching test stores to control stores. [11] One of the company's patents was invalidated in 2020 by the US district court. [12]