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  2. What are debt relief companies and how do they work? - AOL

    www.aol.com/finance/debt-relief-companies-look-3...

    Working with a debt management company can result in less debt or a faster payoff — but there are often hefty fees, often up to 25 percent of the debt enrolled, attached to the services.

  3. What is debt management? - AOL

    www.aol.com/finance/debt-management-202149646.html

    A debt management plan can help lay the groundwork for paying down debt and save you money in the long run. Whether you decide to work alone or with the help of an external service, what’s ...

  4. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    Getting debt relief through a debt management plan. With a debt management plan, a credit counselor will evaluate your credit report, current debts and income to create a plan to tackle your debts ...

  5. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Depending on the country, different laws regulate professional debt settlement companies. In the United States, debt relief companies are required to provide information in advance of a consumer signing up for the services, including the cost and the terms. A legitimate company will use a Federal Deposit Insurance Corporation-insured trust ...

  6. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    Credit counseling (known in the United Kingdom as debt counseling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. [1]

  7. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    Debt management plan. In some cases, credit counseling companies also recommend and oversee debt management plans. These plans have you make a single payment to an account in your name each month ...

  8. Debt management plan - Wikipedia

    en.wikipedia.org/wiki/Debt_management_plan

    Debt management plan (DMP) is an agreement between a debtor and a creditor that addresses the terms of an outstanding debt. [1] This commonly refers to a personal finance process of individuals addressing high consumer debt. Debt management plans help reduce outstanding, unsecured debts over time to

  9. These are the best debt relief options — which is ... - AOL

    www.aol.com/finance/different-debt-relief...

    The debt settlement company will tell you to stop paying your creditors to give it negotiation leverage. You can expect your score to take a massive hit when working with a settlement company.