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Yes, you can refinance your condo mortgage. It works similarly to a refinance for single-family homes, giving you the option to lower your interest rate or change your loan term. ... You also must ...
Refinancing for the Same Length of Time as Your Previous Loan “One of the biggest mistakes I see homeowners making is trying to refinance for the same length of time,” said John Li, ...
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By refinancing, you’d save about $220 on your monthly payments and nearly $30,000 in interest payments over the life of the loan, and it would take you about three years to recoup the closing ...
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To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point.
The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.
A refinance can provide funds for updating or renovating the property, which could justify raising rent on your asset. It provides an opportunity for new terms . You could change your 30-year ...