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The disadvantage of filing for personal bankruptcy is that, under the Fair Credit Reporting Act, a record of this stays on the individual's credit report for up to 7 years (up to 10 years for Chapter 7); [5] still, it is possible to obtain new debt or credit (cards, auto, or consumer loans) after only 12–24 months, and a new FHA mortgage loan just 25 months after discharge, and Fannie Mae ...
Chapter 13 bankruptcy: The basics. Chapter 13 bankruptcy lets you reorganize and repay your debts over three to five years. You make monthly payments to a trustee through a court-approved ...
This is important within the bankruptcy process, and may affect an individual's decision to file Chapter 7 or Chapter 13 bankruptcy. State exemptions vary from strict to generous. For example, Texas is more lenient in allowing your homestead and up to $60,000 in personal property. [1] Texas also exempts certain investments and insurance policies.
The National Association for Bikers with a Disability (NABD) is a Registered Charity (No. 1040907) in the United Kingdom and (No. SC039897) in Scotland. The NABD gives technical advice and financial grants to help to adapt motorcycles, sidecars and trikes for use by disabled riders. It also gives advice on training and rider assessments.
Key takeaways. There are two common types of bankruptcy: Chapter 7 and Chapter 13. Filing for bankruptcy is a time-consuming process that can take years to stop affecting your finances.
To get debts discharged through Chapter 13, you must wait four years after filing a Chapter 7 bankruptcy. You can file for Chapter 13 before four years if no debts were discharged in the Chapter 7 ...
State motorcyclists' rights organizations (SMROs) exist in about 32 US states, 25 of which call themselves "ABATE of (state name)," the rest going by various other names. . SMROs advocate for a point of view in motorcycling that is, in general, opposed to mandatory helmet laws, required motorcycle safety inspections, mandatory rider training and licensing, and other similar regulat
A dismissal opens the door to possibly re-filing for Chapter 13 bankruptcy. While that would mean restarting the process and locking into another three to five years of payments, the benefit is ...
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