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2. Unbanked - Wikipedia

   en.wikipedia.org/wiki/Unbanked

   Some reasons a person might not have a bank account include: [citation needed] Lack of access via a nearby bank branch or mobile phone; Minimum balance fees; Distrust of the banking system, typically due to lack of transparency regarding fees and deposit timing [1] No access to government-issued ID, which is required to open a bank account

3. 7 Risks You’re Taking by Not Having a Bank Account - AOL

   www.aol.com/finance/7-risks-taking-not-having...

   Fees are often high to cash checks or transfer money without a bank account." Expensive check cashing is just the start -- borrowing without a bank account is where the real pain begins.

4. How To Cash a Check Without a Bank Account or ID - AOL

   www.aol.com/cash-check-without-bank-account...

   That means that no one in the household has a checking or savings account at a bank or credit union. This rate is the lowest since the FDIC started tracking the figure in 2009.

5. The best ways to borrow money - AOL

   www.aol.com/finance/best-ways-borrow-money...

   Cons. No in-person customer service. Less room to negotiate rates and terms than a traditional lender. 0% APR credit card. Some credit cards, known as 0 percent APR credit cards, offer ...

6. Cashless society - Wikipedia

   en.wikipedia.org/wiki/Cashless_society

   In 2011, an FDIC survey found that approximately one-quarter of households whose annual income was less than $15,000 had no bank account. [48] Nationwide, 7.7% of people in United States did not have bank accounts, with levels over 20% in some cities and rural counties, and over 40% in some census tracts , as of 2016.

7. Payday loan - Wikipedia

   en.wikipedia.org/wiki/Payday_loan

   This is an accepted version of this page This is the latest accepted revision, reviewed on 27 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...