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  2. Business loan requirements: 8 things you will need - AOL

    www.aol.com/finance/business-loan-requirements-8...

    Banks and credit unions usually require personal credit scores of 670 or higher for business loans. But online lenders offer more flexible criteria, providing options for bad credit business loans ...

  3. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    In addition to the standard FICO score 8 or 9, an auto lender might use: FICO Auto score 2. FICO Auto score 4. FICO Auto score 5. FICO Auto score 8. FICO Auto score 9. FICO Auto score 10. Credit ...

  4. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

  5. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    A credit score is primarily based on a credit report, information typically sourced from credit bureaus. [2] Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a ...

  6. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The expansion of accessible credit can come with a downside of exclusion as people with poor credit (those that are considered high risk by credit scoring systems) become dependent on short-term alternatives such as licensed money lenders (the home credit industry), pawn brokers, payday lenders, and even loan sharks. [20]

  7. What do lenders look for beyond your credit score?

    www.aol.com/finance/lenders-look-beyond-credit...

    Your credit score is the primary factor most lenders use when approving you for a loan. But other financial factors matter, too. But other financial factors matter, too. Lenders commonly consider ...

  8. FICO - Wikipedia

    en.wikipedia.org/wiki/FICO

    FICO scores are based on credit reports and "base" FICO scores range from 300 to 850, [3] while industry-specific scores range from 250 to 900. [11] Lenders use the scores to gauge a potential borrower's creditworthiness. [12] Fannie Mae and Freddie Mac first began using FICO scores to help determine which American consumers qualified for ...

  9. What are small business loans and how do they work? - AOL

    www.aol.com/finance/business-loans-215421282.html

    Each accepts a minimum credit score of 600 for SBA loans, compared to the minimum credit score of 650 or higher required by more traditional lenders, like Live Oak Bank. To get an SBA loan, you ...

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