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2. Business loan requirements: 8 things you will need - AOL

   www.aol.com/finance/business-loan-requirements-8...

   Banks and credit unions usually require personal credit scores of 670 or higher for business loans. But online lenders offer more flexible criteria, providing options for bad credit business loans ...

3. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

4. Credit scorecards - Wikipedia

   en.wikipedia.org/wiki/Credit_scorecards

   A credit score is primarily based on a credit report, information typically sourced from credit bureaus. [2] Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a ...

5. FICO - Wikipedia

   en.wikipedia.org/wiki/FICO

   FICO scores are based on credit reports and "base" FICO scores range from 300 to 850, [3] while industry-specific scores range from 250 to 900. [11] Lenders use the scores to gauge a potential borrower's creditworthiness. [12] Fannie Mae and Freddie Mac first began using FICO scores to help determine which American consumers qualified for ...

6. What do the different versions of FICO scores mean? - AOL

   www.aol.com/finance/different-versions-fico...

   In addition to the standard FICO score 8 or 9, an auto lender might use: FICO Auto score 2. FICO Auto score 4. FICO Auto score 5. FICO Auto score 8. FICO Auto score 9. FICO Auto score 10. Credit ...

7. Types of business lines of credit - AOL

   www.aol.com/finance/types-business-lines-credit...

   Secured business lines of credit. The first type of business line of credit is a secured credit line, which requires. When you secure a loan or line of credit, the lender places a lien on the ...