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HOME STAR, (also spelled HOMESTAR), informally known as Cash for Caulkers, is a United States government program proposed in November 2009 to encourage economic growth by offering incentives to homeowners and retailers for improving the energy efficiency of existing homes.
The Helping Families Save Their Homes Act of 2009 (Pub. L. 111–22 (text)) is an enacted public law in the United States.On May 20, 2009, the Senate bill was signed into law by President Barack Obama.
The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.
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By 2010, Obama said he had come to realize 'there's no such thing as shovel-ready projects.' [110] Some of the tax incentives in the Act, including those related to the American opportunity tax credit and Earned Income Tax Credit , were extended for a further two years by the Tax Relief, Unemployment Insurance Reauthorization, and Job Creation ...
Under a program President Barack Obama unveiled Tuesday, the government would cut the fees it charges to insure those borrowers. The How Obama's FHA Loan Plan Can Help You Refinance
Obama presents his first weekly address as President of the United States on January 24, 2009, discussing the American Recovery and Reinvestment Act of 2009 Job Growth by U.S. president, measured as cumulative percentage change from month after inauguration to end of term. 2016 was the first year U.S. real (inflation-adjusted) median household income surpassed 1999 levels.
The Home Affordable Modification Program (HAMP) is a government program introduced in 2009 to respond to the subprime mortgage crisis.HAMP [10] is part of the Making Home Affordable program (MHA), [11] established in concert with the Hardest Hit Fund program (HHF) [12] under the Troubled Asset Relief Program (TARP), a part of the Emergency Economic Stabilization Act of 2008. [13]
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