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  2. Limited home insurance options in California as major ...

    www.aol.com/finance/limited-home-insurance...

    Bankrate’s premium data from Quadrant Information Services indicates that the annual average cost of home insurance in California is $1,217 for $250,000 in dwelling coverage, which is about 28 ...

  3. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    HO-8 policies: The HO-8 home insurance policy is designed specifically for historic homes or older ones that are more challenging to replace. This may be because the homes have to meet historical ...

  4. How to choose the best home insurance company - AOL

    www.aol.com/finance/choose-best-home-insurance...

    In homeowners insurance, the 80 percent rule refers to the fact that most insurance companies require homeowners to insure their home for at least 80 percent of its total replacement cost.

  5. How to save on homeowners insurance - AOL

    www.aol.com/finance/save-homeowners-insurance...

    Age of your home: Older homes are typically more expensive to insure because they’re more susceptible to damage, but newer homes with expensive technology upgrades can also be costly to insure.

  6. 1978 California Proposition 13 - Wikipedia

    en.wikipedia.org/wiki/1978_California_Proposition_13

    By comparing California over the period 1970 to 2000 with other states, (using data from the US Census Bureau, not state or county-level property records) [6]: 9 Wasi and White (2005) estimated that Proposition 13 caused homeowners to increase the duration of time spent in a given home by 9% (1.04 years), and renters to increase their tenure by ...

  7. Is home insurance required? - AOL

    www.aol.com/finance/homeowners-insurance...

    The average cost of California homeowners insurance is $1,217 per year for $250,000 in dwelling coverage. While there isn’t a minimum home insurance requirement in California, additional ...

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