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  2. Federal vs. private student loans: What’s the difference? - AOL

    www.aol.com/finance/federal-vs-private-student...

    Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024. 6.53% to 9.08% fixed for loans disbursed after July 1, 2024

  3. Fixed vs. variable interest rates: How these rate types work ...

    www.aol.com/finance/fixed-vs-variable-interest...

    Federal student loans. Private student loans. Dig deeper: ... With financing, variable rates typically comprise a low, fixed interest rate — called a margin rate — and a benchmark rate. So if ...

  4. Record-Low Student Loan Interest Rates Set for 2020-2021 - AOL

    www.aol.com/record-low-student-loan-interest...

    The record-low rates for the coming year's student loans mark major drops from the previous year, as the coronavirus pandemic impacts financial markets. Record-Low Student Loan Interest Rates Set ...

  5. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    In 10 years, the loan program experienced 230% growth in the loan portfolio and 130% growth in the loan recipients. Student loan debt in 2019 is the highest it has ever been. According to the latest loan debt statistics, student loan debt has become the second highest consumer debt category behind mortgage debt. [15]

  6. Student Loan Relief: Interest Could Drop to 0% If New ... - AOL

    www.aol.com/finance/student-loan-relief-interest...

    Congressional Democrats introduced legislation on July 27 that would lower student loan interest to 0%, while capping rates for future borrowers. If passed, this would be a huge help to 44 million...

  7. Private student loan (United States) - Wikipedia

    en.wikipedia.org/wiki/Private_student_loan...

    A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never ...

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