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  2. Saving vs. investing: Which strategy works best for growing ...

    www.aol.com/finance/saving-vs-investing...

    For example, if you keep $25,000 in emergency savings, a money market account earning 4.00% APY would generate about $1,000 in annual interest while letting you write checks and withdraw funds you ...

  3. How to recession-proof your retirement: 7 smart strategies to ...

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    Asset. Allocation. Description. Stocks. 30%. You can divide this portion of your retirement portfolio among broad-market mutual funds and exchange-traded funds (ETFs) that include stocks from ...

  4. Saving vs. investing: How to choose the right strategy to hit ...

    www.aol.com/finance/saving-vs-investing-choose...

    Saving. Investing. Minimal risk. Savings account balances have no risk of declining. Plus, FDIC insurance protects your money in the unlikely event that your bank or credit union goes under.

  5. How to build an emergency fund on any budget - AOL

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    7 tips to building your emergency fund. Living on a fixed income might make saving money feel impossible, but every dollar saved is that much more security for you going forward.

  6. Golden years, golden gains: 7 best low-risk investments for ...

    www.aol.com/finance/how-to-invest-after...

    Retirees tend to invest their money in a mix of different retirement accounts, whether that’s 401(k)s, IRAs, taxable brokerage accounts and even safe, reliable deposit accounts — like high ...

  7. 5 best retirement investing cheat codes, according to experts

    www.aol.com/finance/5-best-retirement-investing...

    Gains on investments held for over a year inside a brokerage account are typically taxed at a lower long-term capital gains tax rate (often 15 percent), while traditional retirement account ...

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