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2. Overwhelmed by student loans? A free new California program ...

   www.aol.com/news/overwhelmed-student-loans-free...

   Student loan debt in California has topped more than $148 billion, and Sacramento wants to help. A new program created by California's consumer protection agency aims to provide free, personalized ...

3. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   The agency works to negotiate a lower bill or interest rate on your behalf and, in some cases, can get your debt canceled. Supplement your income: Whatever you need to do to start paying off your ...

4. How to get out of debt with a low income - AOL

   www.aol.com/finance/debt-low-income-215227915.html

   Lower credit card use score (“utilization”) to under 30 percent of your debt. Check your credit reports regularly to ensure there are no mistakes. Debt consolidation can be a good strategy if ...

5. National Foundation for Credit Counseling - Wikipedia

   en.wikipedia.org/wiki/National_Foundation_for...

   Consumers who seek help figuring out how to repay their debts or reach their financial goals contact the NFCC for assistance with their financial services needs, including credit counseling, bankruptcy, financial education, and housing counseling. NFCC member agencies set their own fees and fees vary based on state regulations.

6. What is debt forgiveness? - AOL

   www.aol.com/finance/debt-forgiveness-202301471.html

   Debt forgiveness — also commonly referred to as debt cancellation or debt relief — is what happens when a creditor writes off your debt. The creditor may grant you a partial or full pardon of ...

7. 7 tips to help dig your way out of debt - AOL

   www.aol.com/finance/debt-6-best-ways-210336794.html

   For example, if your total credit is $5,000, keep your debt below $1,500. What is the best budget to pay off debt? One effective budget for paying off debt is the 50/30/20 method.