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Fake debt collection is one of many all-too-familiar text scams. ... consumers in the area have received text messages from debt collector Harris & Harris that ask users to follow a link to pay ...
At least one debt collection agency has been using texts to go after indebted consumers -- and the government says that those texts broke the law. The Text-Messaging Debt Collector Hit With $1 ...
Here’s what you can do if you receive a debt collection text, call, email or letter: Get contact information. Request the caller’s name, company details, street address and a callback number ...
The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.
The court found the TCPA did unconstitutionally favor debt collection speech over political speech and violated the First Amendment. [27] [28] In July 2020, the Southern District of Texas found a single text message was enough to obtain Article III standing. [23] [29]
A validation letter is one way to make sure you’re dealing with a legitimate debt collector. If you only received a phone call from an alleged debt collector, request a validation letter. Verify ...
Barr v. American Assn. of Political Consultants, Inc., 591 U.S. ___ (2020), was a United States Supreme Court case involving the use of robocalls made to cell phones, a practice that had been banned by the Telephone Consumer Protection Act of 1991 (TCPA), but which exemptions had been made by a 2015 amendment for government debt collection.
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