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  2. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    A 2012 study by Pew Charitable research found that the majority of payday loans were taken out to bridge the gap of everyday expenses rather than for unexpected emergencies. The study found that 69% of payday loans are borrowed for recurring expenses, 16% were attributed to unexpected emergencies, 8% for special purchases, and 2% for other ...

  3. Where can I get a bad credit loan? - AOL

    www.aol.com/finance/where-bad-credit-loan...

    Qualifying for a bad credit loan depends on the lender and the type of loan you are applying for. Generally, you will need to have a steady source of income and may need to provide collateral or a ...

  4. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 15 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  5. 5 Best Same-Day Loans With Instant Approval - AOL

    www.aol.com/finance/5-best-same-day-loans...

    Minimum interest rates range from 8.49% for 12-month loans to 11.49% for 60-month loans. Twenty-four-month and 48-month terms are also available. For all terms, your final APR is based on your ...

  6. How to get an emergency loan in 5 simple steps - AOL

    www.aol.com/finance/emergency-loan-cover-sudden...

    Fees on payday loans may translate to annual percentage rates (APRs) above 600 percent. If you feel pressured to accept a lender’s offer or don’t understand the loan terms, find another lender. 3.

  7. Buckeye Check Cashing, Inc. v. Cardegna - Wikipedia

    en.wikipedia.org/wiki/Buckeye_Check_Cashing,_Inc...

    Buckeye Check Cashing, Inc. v. Cardegna, 546 U.S. 440 (2006), is a United States Supreme Court case concerning contract law and arbitration.The case arose from a class action filed in Florida against a payday lender alleging the loan agreements the plaintiffs had signed were unenforceable because they essentially charged a higher interest rate than that permitted under Florida law.

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